FREQUENTLY ASKED QUESTIONS

Everything people ask us, answered.

What is a culture asset?

A culture asset is a cash-flowing ownership stake in creative work — a song catalog earning streaming royalties, a video library earning ad revenue, a podcast back-catalog. Music is the first culture asset on Encore because its royalty data is the cleanest and its fan demand is the strongest; other creative royalty classes follow on the same regulated rails.

What is Encore Markets?

Encore Markets is building a regulated marketplace where fans buy fractional shares of music catalogs through SEC-registered offerings, earn streaming royalties quarterly, and trade shares on a licensed alternative trading system. Artists raise capital from their fans instead of labels, keeping creative control.

Is investing in music royalties legal?

Yes. Offerings are conducted under Regulation Crowdfunding and Regulation A+, SEC frameworks that allow the general public to invest in private securities through registered intermediaries with required disclosure. Every offering runs through a FINRA-registered broker-dealer or funding portal.

How much do I need to invest?

Offerings are designed for minimum investments as low as $50, so fans can own a real stake in the music they already stream.

How do I earn money from music royalty shares?

Shares entitle you to a proportional slice of the catalog's royalty income — primarily streaming royalties — distributed quarterly like dividends. If streams grow, distributions can grow; if streams decline, distributions decline.

Can I sell my shares?

That's the plan. Shares from Regulation A+ offerings are freely tradable immediately, and Reg CF shares become transferable after a one-year restriction. Encore's model routes secondary trading through a licensed alternative trading system (ATS). Liquidity in alternative assets is thinner than the stock market.

What happens to the artist's ownership?

Artists typically offer 10–20% of a catalog's royalty interest and keep the rest, along with full creative control. No masters change hands to a label, and there's no recoupment or debt.

How are catalogs valued?

From real royalty statements: annual royalty income times a market multiple, adjusted for catalog age, decay trends, and genre durability. Independent catalogs have historically traded around 4–8x annual royalties at public auction. Every Encore listing ships with an independent fair-value analysis.

Is this crypto or NFTs?

No. Encore uses traditional SEC-registered securities — the architecture proven by platforms like Masterworks — not tokens. Tokenized music royalty platforms of the 2021 era largely shut down; regulated rails are the durable path.

What are the risks?

Streaming income can decline, payout rates can change, offerings are valued imperfectly, and secondary market liquidity is limited. You can lose money, including your entire investment. Read every offering document before investing.

I'm an artist. How do I list my catalog?

Start with the free estimate at encoremarkets.us/value, then submit your artist name and email. We run a full valuation from your actual royalty statements, and if it's a fit, our team walks you through the offering process with our licensed partners.

Do I need to own my masters to raise on Encore?

You can only offer what you own. Most Encore artists own their masters (self-released or via their own label). Publishing-side raises are possible for songwriters who control their compositions.

When does Encore launch?

We're building now — first offerings are targeted within months, with the waitlist getting first access. Founding members will see offerings before the general public.

Want in early? Encore Markets is building a regulated market where fans own shares of the music they love. Join the waitlist — founding members get first access to offerings.